Professional Liability For The Fitness Industry Professional

Protect Your Career with Professional Liability Insurance

If you knew there was a way to protect your career as a personal trainer, would you do it? Of course! You’ve worked hard to establish your career as a trainer. There are so many “what ifs” you can ask yourself before opening a personal training business, and one way to have peace of mind is to secure professional liability insurance. As someone who deals with clients on a daily basis, there is always a possibility of injury. Obtaining professional liability insurance is essential for personal trainers.

Professional liability insurance provides coverage for claims or lawsuits that arise as a result of your professional services as a personal trainer. This type of policy is sometimes referred to as “Malpractice Insurance” or an “Errors and Omissions” policy. With a professional liability insurance policy, you can seek coverage if, for example, a client becomes injured during a training session and holds you liable for the injury. Your professional liability insurance will cover not only the damages owed in a judgement or settlement but also the attorney costs and fees to defend you in the suit.

CPH Insurance is proud to partner with W.I.T.S. to provide professional liability insurance that is tailored to meet the needs of personal trainers throughout the United States. The CPH policy is occurrence form coverage, which means that you have lifetime coverage for claims arising from incidents that occurred during the policy period, no matter when the claim is reported. The CPH policy also includes the following benefits:

·         Portable coverage: follows you wherever you can legally practice within the US

·         Sexual Misconduct Expense: defense coverage for a sexual misconduct allegation

·         Assault Upon You: expenses for your bodily injury if you are assaulted while performing your professional services

·         Medical Payments: covers medical expenses, regardless of fault, for injury to your client

·         Loss of Earnings: covers your loss of earnings while away from your employment to assist in the defense of your claim or suit

·         Discounts for W.I.T.S. members: indicate your membership with W.I.T.S. in the application, and you’ll receive a discounted rate

Find peace of mind with CPH. Get a quote & apply for coverage here: https://cphins.com/wits-insurance/